सोमवार, 10 नवंबर 2014

TECHNICAL EDUCATION IN INDIA – ITS IMPACT ON INDUSTRIAL GROWTH AND SOCIAL DEVELOPMENT

**********SAMPLE ESSAY FOR SBI PO ASSOCIATE************

TECHNICAL EDUCATION IN INDIA – ITS IMPACT ON INDUSTRIAL GROWTH AND SOCIAL DEVELOPMENT

Technical Education system is dynamic in nature. It faces many hurdles in response to societal, technological and economic changes in the environment both home and foreign. The debate today is not only about the value and role of Technical education in the social and economic development of a nation but has a broader aspect. Technical education is widely recognized as a vital part of the total education and training system. The real challenge is how to reposition it by shifting towards a developmental paradigm that holds sustainability as its core.

We dwell in an age of mechanics. Technology now rules supreme in a civilized society. Man has mastered largely the forces of Nature through application of technical skill. The day is not far distant when computers and even robots will rule the field of work.In the circumstances, technical education is essential to run our factories and fields of production. That is also financially advisable. There are a few households in an Indian city that do not nowadays depend upon machinery, directly or indirectly. Manual labour is being superseded by steam, gas and electrical power. The mighty forces of Nature are being harnessed to serve the wants of man. We are dressed by machinery, transported by machinery, lighted by machinery, our very catering and amusements are being ministered to by the mechanical contrivances of radios, televisions and cinemas and internet arrangements. Every home has to depend on electricity; every office is equipped with telephones and teleprinters, and computing machines of all kinds. Even the playgrounds have electrical scoreboards and timekeepers. And this mechanization of life will increase and expand as days would roll on.

Technical education, aims primarily at equipping a man for work in the practical sense of getting him fit for a job. We need skilled workers. Manufactured goods worth crores of rupees are being imported every year. There is dearth of food. Our industries are yet in infancy. We need engineers to man them. We need mechanized farming to increase the output of corn. All this is only possible if we give a technical turn to our education and if skilled labour is made available.

At present there are very few good technical institutions in the country. And the reason is not far to seek. Most of our young men have a sort of prejudice against all types of manual labour. They prefer a job in some office to doing work with their hands. They think that manual labour is degrading. Unemployment, therefore, stares them in the face. The jobs of clerks in offices too, are limited. All educated young minds cannot be absorbed in this vocation.

Technical education is only likely to succeed when a large part of the nation has become sufficiently literate. It is an excellent thing to train an electrician’s son in the latest development of his trade, but it is ridiculous to expect him to become a first rate electrical engineer unless he has gone through a primary course in liberal edu¬cation. It is, therefore, not wise to put liberal and technical educa¬tions in water-tight compartments. The proper policy would be to stress liberal education in the early stage, say till Matriculation, and then commence with the main course of technical education basing on the student’s choice of scientific research on aptitude and incli¬nation.

India is rich in mineral resources but most of them have not been tapped. The government is keen to utilize this wealth. More and more technical institutions are, therefore, being opened. A large number of technical hands are pouring out of our universities every year. It is a happy sign of the times but unfortunately our industries are still mediocre and the number of jobs are less. No nation could generate the progress unless it promotes technical aspects in its fields. The technical education produces technicians for all type of industries and it is true that the progress of a country much depend upon its Industrialization without which a handsome economy would not be possible.
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Technical education contributes substantially to the Socio Economic development of the country as a whole. The development sustenance of the industrial sector is entirely dependent upon the availability of trained manpower to perform the multidimensional activities needed to keep the wheel of industry running. Technical Education aims towards making available these trained technically qualified hands to serve the industry and society.

Finally, the point has to be made that technical and vocational education and training alone by itself does not lead to rapid industrialization, or provision of jobs or eradication of poverty. Good government policies do all three. The rapid expansion of technical education in the post-liberalization era has thrown open new challenges including implementing major reforms, feeding the demands for new jobs and further training so that opportunities are created on a sustainable basis to trace and light the path for industrialization and social development. This is the challenge that Indian government and training institutions must rise up to. The only question that remains is, Are they ready?

गुरुवार, 6 नवंबर 2014

Word: Amoral(Adjective)

Definition: not involving questions of right or wrong; without moral quality; neither moral nor immoral.

Synonyms: Abandoned, Fast, Lewd, Animal, Carnal

Antonyms: Chaste, Good, Innocent, Moral

Example Sentence:
But the great thing about good science is that it's amoral, objective and doesn't cater to the court of public opinion

.Word: Amoral(Adjective)

Definition: not involving questions of right or wrong; without moral quality; neither moral nor immoral.

Synonyms: Abandoned, Fast, Lewd, Animal, Carnal

Antonyms: Chaste, Good, Innocent, Moral

Example Sentence:
But the great thing about good science is that it's amoral, objective and doesn't cater to the court of public opinion.

Word: Debacle(Noun)

Definition: a general breakup or dispersion; sudden downfall or rout:

Synonyms: Beating, Disaster, Rout, Overthrow, Breakdown

Antonyms: Creation, Success, Win, Boone

Example Sentence:
I'd like to blame the airport's poor signage for this debacle, and I do a little.





Letter to Bank for Converting Single Account into Joint Account Holder

Letter to Bank for Converting Single Account into Joint Account Holder

13/1 Nehru Road
Delhi

19 May’14

The Manager
State Bank of India
Cristal Point Branch
Delhi

Sub: Request for inclusion of Mr.___________ as Joint Account Holder

Sir

Ref: SB A/c No. _________________

This is in reference to my above referred SB A/c with you. I have an account at your bank under my name and now wish to include my (Daughter / Son/ Wife) Ms. / Mr. / Mrs. _____________ as Joint Account Holder on survivor basis.

I, therefore request to include him/her as joint account holder to my SB A/c. Henceforth, the account will be operated by either of the Account holders.

Thanking you,

Yours faithfully
XYZ

Computerization of Banks In India

***SAMPLE ESSAY FOR SBI PO ASSOCIATE***********

Computerization of Banks In India

E-commerce and e-banking are the buzz words in the global commercial activities today. E-banking or Electronic banking refers to conducting banking activities with the help of information technology (IT) and computers.

Computerization of banking functions in India was resisted by labour unions for fear of loss of job opportunities. Secondly, computerization needs IT savvy personnel which require intensive technical training. Thirdly, computerization needs heavy capital outlay for purchase of machines.To have effective computerization of banks a large num¬ber of bank branches situated in rural areas need to be connected. Telecommunication facil¬ity at rural areas is slow to reach. For the reasons mentioned above, computerization made a slow entry in Indian banks.

Based on the suggestions made by Rangarajan Committee, banks started initiating measures to computerize their various operations. Public Sector Banks (PSU banks) started identifying important / large branches for full branch computerization.

Banks which had fully computerized some of their branches started inter-connecting their computerized branches using leased telephoned lines or through satellite system. This enabled banks to have a better centralized control over branches besides ensuring comprehensive service to their customers.

Banks started providing for sizeable funds for computerization of their operations. It was necessitated due to financial sector reforms initiated in the early 90s through Narasimham Committee recommendations.

Further globalisation and liberalisation measures introduced during 1990s allowed setting up of new private sector banks and free entry of foreign banks into India. This brought in a different and new operating environment to banks.
The deregulation of interest rate regime, phased reduction in Cash Reserve Ratio / Statutory Liquidity Ratio, introduction of universal banking system, permission to start new banks in the private sector, etc., by Reserve Bank of India encouraged competition among banks.

These measures had pushed the Indian banks to go for state-of-art IT and services and products like " anywhere banking ", " tele- banking" etc. Simultaneously the importance of effective Management Information System (MIS) for control of operations, maintenance of data base, good customer relationship was felt.
Accordingly banks presently cover performance monitoring, decision making, control of branches, administrative matters, submission of statutory returns to RBI, inter branch transactions, reconciliation of outstanding entries in various accounts, funds transfer, credit related information, investment management, treasury operations through money market, fore market, securities market, employees personal data and scores of other operations with the use of IT and computers.

Yet the level of computerization may differ from banks to banks. Today, we may say that 80 per cent of banking operations in cities are computerized. The process is fast picking up even at rural branch level.

Today, the number of computers used with banks in India had crossed 1, 00,000. The total number of ATMs is more than 2000.Thus we can say that computerisation of banks have been quite helpful for the customers and the bank too. But we need to keep on improving and implementing latest technologies for the continuous betterment of our banking sector.
1 Ask after = ask the news about somebody
2 Ask for = ask somebody to give something
3 Ask in = invite to come in 
4 Bank on/upon = depend on, rely on
5 Bear out = support
6 Break away= go away suddenly or abruptly
7 Break down = destroy, fail, cease to function properly
8 Break in = enter by force
9 Break off= become separated from something by using force
10 Break up = become separated into small piece
11 Bring about = cause to happen
12 Bring out = publish
13 Bring round = make somebody conscious again
14 Burst in = interrupt
15 Call back = shout to somebody to turn round and come back to a place he has just left
16 Call down = request, pray
17 Call for = demand
18 Call in = summon , send for
19 Call off = cancel something yet not started
20 Call on/upon = pay short visit to a person
21 Call out = summon
22 Call up = bring something back to your mind , remember
23 Care for = look after, take care
24 Carry off = win
25 Carry out = obey, execute
26 Clear away = pass away
27 Clear out = leave quickly
28 Close down = shut permanently
29 Close in on /upon = come near to and surround
30 Close with = accept
31 Come about = happen
32 Come across = find by chance, meet suddenly
33 Come after = pursue, chase or follow a person
34 Come along = make haste
35 Come between = interfere with a relationship
36 Come by = manage to get something
37 Come forward = offer to give help, information
38 Come from = have as a birth place
39 Come off= take place, happen, be able to be removed
40 Come on = follow
41 Come out = Appear, be published
42 Come over= come from a distance
43 Come round = travel by a linger route than usual
44 Come through = recover from a serious illness, to get better after a serious illness
45 Come up = be talked about or discussed, be dealt with
46 Come upon = attack by surprise
47 Count on/upon = rely upon/depend on/upon
48 Crop up = appear, happen without expectation
49 Cry down= condemn, criticize
50 Cry off = decide not to do something promised or agreed to do

VOCABULARY

VOCABULARY

Word: Indifferent(Adjective)

Definition: having no bias, prejudice, or preference; impartial; disinterested.

Synonyms: Aloof, Impartial, Superior, Apathetic, Objective

Antonyms: Biased, Concerned, Interested, Partial

Example Sentence:
He is indifferent to the poorly behaved dogs that bark or take an aggressive stance towards him.

SBI Associate - PO Descriptive Essay Topics

SBI Associate - PO Descriptive Essay Topics

• ENVIRONMENT AND ECONOMIC DEVELOPMENT
• PRIMARY SECTOR AND GROWTH
• REDUCING UNEMPLOYMENT
• TERRORISM AND ECONOMY
• FDI RETAIL SECTOR
• ECONOMIC GROWTH AND SOCIAL DEVELOPMENT ARE CORRELATED
• ECONOMIC AND SOCIAL DEVELOPMENT
• ELEMENTARY EDUCATION
• PROMOTION OF SPORTS A SOCIAL NECCESSITY
• IMPORTANT OF INTEREST RATE IN BANKING